Conditions for the WBCIS:-
(1)Season:
Insurance coverage under the scheme would be provided as under for Apple and Mango crops during Rabi 2009-10 season.
Sr. No. Crop Refernce Unit Area (RUA) InsuranceCoverage period 1 Apple Anu, Kuftu, Kumarsain, Theog,
Parala, Rohru, Khadrala, Sandasu, Ani, Dalash
01-12-2009 to 31-07-2010 2 Mango Nurpur, 01-12-2009 to 30-06-2010 Nagrota -Surian, Fatehpur, Indora 01-12-2009 to 15-06-2010
(2)Area approach:
The scheme shall operate on the principle of“Area Approach”in selected
notified Reference Unit Areas. Area Approach signifies that a Reference Unit Area
shall be considered as a unit area of insurance for the purpose of acceptance of risk and assessment of compensation as well.Therefore, all insured cultivators of a notified crop in the notified Reference unit area shall be deemed to be on par so far as their terms of insurance coverage and assessment of compensation are concerned.
(3)Geographical Coverage:
“Reference unit areas are linked to specific Reference Weather Station
(RWS) for providing Weather data for the purpose of assessment of compensation.
For Apple
| District | Block | Reference
Weather Station (RWS) |
Reference
Unit area (RUA) |
Areas covered | Backup
Weather Station |
| SHIMLA | JUBBAL | PCDO Anu | Anu | Tehsil Jubbal | Kotkhai |
| Hort. Res. Stn. Kuftu (Kotkhai) | Kuftu | Tehsil
Kotkhai |
Anu | ||
| NARKANDA | PCDO
Kumarsain |
Kumarsain | Narkanda
Block |
Theog | |
| THEOG | Theog (O/o
HDO ) |
Theog | Annexure A-
1 |
Parala | |
| PCDO Parala | Parala | Annexure A-
2 |
Theog | ||
| ROHRU | Rohru (O/o
SMS) |
Rohru | Annexure B-1 | Khadrala | |
| PCDO
Khadrala |
Khadrala | Annexure B-2 | Rohru | ||
| CHIRGAON | HEC Sandasu | Sandasu | Chirgaon
Block |
Rohru | |
| KULLU | ANI | Ani (O/oSMS) | Ani | Annexure C-1 | Dalash |
| HEC Dalash | Dalash | Annexure C-2 | Ani |
For Mango:
| District | Block | Reference
Weather Station (RWS) |
Reference
Unit area (RUA) |
Areas covered | Backup
Weather Station |
| KANGRA | Nurpur | Vill Baret | Nurpur | Nurpur Block | Indora |
| KANGRA | Nagrota-
Surian |
Dhar | Nagrota-
Suriyan |
Nagrota-
Surian Block |
Fatehpur |
| KANGRA | Fatehpur | Raja ka Talab | Fatehpur | Fatehpur
Block |
Nagrota-
Surian |
| KANGRA | Indora | PCDO Indpur | Indora | Indora Block | Nurpur |
(4)Crops Covered:
The Apple and Mango crops are to be covered during Rabi, 2009-10 season in the areas mentioned above





